About Me

I’m Darryl Kraemer, a licensed Mortgage Agent (Level 2) with Invis Inc., proudly serving clients across Ontario. Whether you're buying your first home, refinancing for a better rate, or looking at private lending options, I help you navigate the process with clarity, confidence, and strategy.

With access to over 50 lenders—including major banks, credit unions, and private lenders—I tailor mortgage solutions to your unique goals. I work with:

• Self-employed buyers who need creative income strategies

• First-time buyers looking for expert guidance and support

• Homeowners seeking to refinance or consolidate debt

• Retirees exploring reverse mortgage options

• Real estate investors growing their property portfolios

• Clients with complex credit or income situations

I built my mortgage business on responsiveness, transparency, and results. Most of my clients come from referrals—proof that when you work with me, you’re getting someone who puts your success first.

I also publish regular blog posts to help you make informed decisions, with topics like refinancing, reverse mortgages, and how to qualify as a self-employed borrower.

Let’s find a mortgage strategy that fits your life—not just your application.